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	<title>Claire&#039;s Random Thoughts &#187; Money</title>
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	<link>http://www.clairechiang.net</link>
	<description>Miscellaneous posts including but not limited to my personal life, technology, philosophy, and money</description>
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		<title>Ultrinsic Grade Pooling System</title>
		<link>http://www.clairechiang.net/2010/08/27/ultrinsic-grade-pooling-system/</link>
		<comments>http://www.clairechiang.net/2010/08/27/ultrinsic-grade-pooling-system/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 06:07:09 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[School]]></category>

		<guid isPermaLink="false">http://www.clairechiang.net/?p=446</guid>
		<description><![CDATA[If maintaining a good GPA for better chances at employment is not enough of an incentive, maybe Ultrinsic will put your motivation over the top. Conversely, you can even buy insurance to offset negative consequences from lower than desirable grades.
Now available at 36 universities, Ultrinsic sponsors &#8220;gambling&#8221; on grades using a very basic insurance-like pooling [...]]]></description>
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		<title>42 Thing Challenge Continued</title>
		<link>http://www.clairechiang.net/2010/02/25/42-thing-challenge-continued/</link>
		<comments>http://www.clairechiang.net/2010/02/25/42-thing-challenge-continued/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 03:39:52 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[In Claire's World...]]></category>
		<category><![CDATA[Me, myself, and I]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[100 things]]></category>
		<category><![CDATA[42 things]]></category>
		<category><![CDATA[clutter]]></category>

		<guid isPermaLink="false">http://www.clairechiang.net/?p=441</guid>
		<description><![CDATA[I have thought a little bit more about my 42 Thing Challenge and done a little spring cleaning. My conclusion? Wow, this is more difficult than I thought it would be.
Thus, I have decided that since my magic number is 42, I will allow more grouping of items than the original 100 Thing challenger, David, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Everything I Know Knew About Finance I Learned From Prosper</title>
		<link>http://www.clairechiang.net/2010/01/27/everything-i-know-knew-about-finance-i-learned-from-prosper/</link>
		<comments>http://www.clairechiang.net/2010/01/27/everything-i-know-knew-about-finance-i-learned-from-prosper/#comments</comments>
		<pubDate>Wed, 27 Jan 2010 08:22:48 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[In Claire's World...]]></category>
		<category><![CDATA[Me, myself, and I]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.clairechiang.net/?p=429</guid>
		<description><![CDATA[I&#8217;ve really only been a finance major for just over a semester, yet I feel like I feel like I have been for much longer. At the very least, I now understand what recruiters are talking about at networking events, and I can usually figure out what most of the common acronyms stand for. Before [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Credit Cardholders&#8217; &#8220;Bill of Rights&#8221; is a Misnomer for H.R. 627</title>
		<link>http://www.clairechiang.net/2009/05/28/why-credit-cardholders-bill-of-rights-is-a-misnomer-for-hr-627/</link>
		<comments>http://www.clairechiang.net/2009/05/28/why-credit-cardholders-bill-of-rights-is-a-misnomer-for-hr-627/#comments</comments>
		<pubDate>Thu, 28 May 2009 08:38:41 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[government]]></category>

		<guid isPermaLink="false">http://www.clairechiang.net/?p=379</guid>
		<description><![CDATA[That&#8217;s right, calling the new bill, H.R. 627, the Credit Cardholders&#8217; Bill of Rights is misnomer if not a disgrace to what any &#8220;Bill of Rights&#8221; should stand for. In fact, for responsible cardholders, this may prove to be the opposite of a bill of rights, because it will ultimately detract from responsible cardholders to [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>A Penny Saved is&#8230;How Many Earned?</title>
		<link>http://www.clairechiang.net/2009/01/17/a-penny-saved-ishow-many-earned/</link>
		<comments>http://www.clairechiang.net/2009/01/17/a-penny-saved-ishow-many-earned/#comments</comments>
		<pubDate>Sun, 18 Jan 2009 06:31:37 +0000</pubDate>
		<dc:creator>Claire</dc:creator>
				<category><![CDATA[In Claire's World...]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[earn]]></category>
		<category><![CDATA[save]]></category>

		<guid isPermaLink="false">http://www.clairechiang.net/?p=342</guid>
		<description><![CDATA[&#8220;A penny saved is a penny earned&#8221; &#8211;Benjamin Franklin
Roughly 2.5 centuries ago, a very wise man, Benjamin Franklin, introduced a new proverb that we still hear today. I&#8217;m sure he simply meant that spending less money was a great way to build wealth, and that&#8217;s still true if not even more true today.
First, let&#8217;s break [...]]]></description>
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		<slash:comments>3</slash:comments>
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